Meyerkord Law Firm recently reached two policy limit settlements for a client who was injured when she received injuries as a passenger in a car accident.  Last year our client suffered serious injuries when an uninsured motorist lost control and crossed the median striking a pick-up truck in which our client was a front-seat passenger.  The offending driver had no insurance.  Our firm filed an uninsured motorist claim and reached a policy limit recovery of $50,000.00.  Because we had thoroughly photographed the truck before it was salvaged we determined that the passenger-side airbag switch located on the dashboard had been turned to the “off” position using the vehicle owner’s key.  We interviewed the owner of the truck who admitted to deactivating the airbag because he sometimes transports audio equipment which he did not want damaged by the airbag should he be in an accident.  With our proof in hand, Meyerkord Law Firm went back to the insurance carrier and secured an additional $100,000.00 recovery for our client based on their insured’s negligence in deactivating the passenger airbag.  We were able to show that the owner of the truck suffered minor injuries in the crash because he was protected by his airbag and that our client suffered major injuries because her airbag was deactivated.

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